Residential
Buy To Let
Remortgages
Don’t waste money staying on the lenders standard variable rate. Regular mortgage reviews are essential to ensure you are on the right deal for you. Or you remortgage to release equity to complete home improvements or consolidate outstanding debt.
Product Transfers
Switching to a better rate with your existing lender can be easy but let us check it’s the best option for you as there may be a better deal available elsewhere…if not we can complete your product transfers for you and you can feel confident it’s the most cost effective option.
Commercial Mortgages
Through our business partners we can help with your commercial mortgage needs’/with financing a non-residential property.
Financing your Property
With access to over 12000 mortgages, 90 lenders and over 20 years experience you can be rest assured you’ll come away with the right deal suited to your needs and situation. Whether you’re a First Time Buyer, a home mover, or landlord, our service caters to you.
Those who are self employed, contracting on a daily rate or on a zero hours contract may find it challenging to obtain a mortgage without expert advice. There are a number of lenders who accommodate such scenarios…so, get in touch, because we can help. Bad credit? This doesn’t mean we can’t help. Late payments, CCJ’s, DMP’s even bankruptcy haven’t stopped our clients obtaining a mortgage.
Protecting your Property
Home and content insurance can protect you from a range of pitfalls such as natural disasters, theft and burglary as well liability lawsuits and personal possession cover. Whilst insurance can provide you with peace of mind, there are various options and policies that need to be considered.
We are able to provide buildings and contents insurance that suits your lifestyle and specific needs.
Keeping you in your Property
It can be easy to get you your property, but without a crystal ball, how can you be sure of what the future holds. What would happen if you were unable to work long term because of an accident?….Do you have sick pay? If so, how much and how long for? If you were to die, would your family cope with the mortgage payments or could they lose more than a loved one?
There are a number of scenarios that you need to consider. We can assess your situation, existing cover and make you aware of the shortfalls and risks. You can then identify what you are most concerned with and we can provide quotes tailored to your needs and budget.
