Our Commercial Services
MORTGAGES
Commercial Mortgages
For purchasing or refinancing commercial properties such as offices, retail spaces, warehouses, or industrial units.
Buy-to-Let Mortgages
For purchasing properties to rent out to tenants.
Bridging Loans
Short-term financing used to “bridge” a gap between the sale of one property and the purchase of another, or to fund developments.
Development Finance
For property developers looking to fund construction or refurbishment projects.
Second Charge Mortgages
Secured loans taken out against the equity in a property when the primary mortgage is already in place.
Self-Build Mortgages
For individuals constructing their own property, with funds released in stages.
Equity Release / Lifetime Mortgages
For homeowners aged 55+ to release tax-free cash tied up in their property without needing to sell.
Expat Mortgages
For UK citizens living abroad looking to purchase or refinance property in the UK.
Holiday Let Mortgages
For financing properties intended for short-term holiday rentals.
Non-Standard Construction Mortgages
For properties built with non-traditional materials like timber frames, concrete, or steel.
HMO (House in Multiple Occupation) Mortgages
For purchasing or refinancing properties rented out to multiple tenants (e.g., student housing).
Adverse Credit Mortgages (Subprime Mortgages)
For borrowers with poor credit history.
Shared Ownership Mortgages
For buyers purchasing a share of a property (e.g., through housing association schemes) and paying rent on the remaining share.
Guarantor Mortgages
Mortgages where a family member or guarantor provides security for the loan.
Foreign National Mortgages
For non-UK citizens looking to buy property in the UK.
Portfolio Landlord Mortgages
Tailored solutions for landlords with multiple properties in their portfolio.
Auction Finance
Short-term loans for purchasing properties at auction where completion needs to occur quickly.
Agricultural Mortgages
For rural or agricultural properties, such as farms or farmland.
Secured Business Loans
Loans secured against property or other assets for business funding needs.
Islamic Mortgages (Sharia-Compliant Financing)
Designed to comply with Islamic law, which prohibits paying or receiving interest.
INSURANCE
Public Liability
Insurance Coverage for businesses against claims of injury or property damage to third parties.
Professional Indemnity Insurance
Protection for businesses and professionals against claims of negligence or mistakes in their professional services.
Employer’s Liability Insurance
Mandatory coverage for businesses to protect against claims from employees who suffer work-related injuries or illnesses.
Product Liability Insurance
Coverage for businesses against claims of injury or damage caused by products they manufacture, sell, or supply.
Commercial Property Insurance
Protection for business properties, including buildings, contents, and stock, against risks like fire, theft, and natural disasters.
Business Interruption Insurance
Coverage for loss of income and operating expenses if a business is temporarily unable to operate due to an insured event.
Cyber Liability Insurance
Protection against data breaches, cyberattacks, and associated legal and recovery costs.
Directors and Officers (D&O) Insurance
Coverage for company directors and officers against claims of wrongful acts in their managerial duties.
Key Person Insurance
Protection for businesses against the financial impact of losing a key employee or executive due to illness or death.
Trade Credit Insurance
Coverage for businesses against losses due to non-payment of commercial debts by customers.
Commercial Auto Insurance
Protection for vehicles used in business operations against accidents, theft, and other damages.
Employers’ Practice Liability Insurance (EPLI)
Coverage for businesses against claims related to employment practices, such as discrimination, wrongful termination, and harassment.
Marine Cargo Insurance
Protection for goods transported by sea, air, or land against loss or damage.
Fleet Insurance
Coverage for multiple commercial vehicles under a single policy, offering convenience and potential cost savings.
Contractor’s All Risks (CAR) Insurance
Comprehensive protection for contractors, covering a wide range of risks associated with construction projects.
Engineering Insurance
Coverage for machinery, equipment, and plant used in business operations against breakdowns, damage, and other risks.
Environmental Liability Insurance
Protection for businesses against claims and costs related to environmental damage or pollution incidents.
Event Insurance
Coverage for risks associated with organizing events, including cancellation, liability, and property damage.